Sanlam paid out more than 99% of all death claims received in 2017 – its 99th year of existence. Sanlam, which has dedicated its centenary year to changing lives for generations to come, has paid out claims to the value of R3 622,7 million in 2017 – 82% of these being for life cover, 10% for income cover and 8% for trauma and injury cover.

As a financial planner, acting in your client’s best interests is always a priority, so don’t overlook advising them about safe storage for their will. When doing financial planning for a client, you’ll probably talk about risk cover, children’s education and retirement saving and their will.

Liberty Claim Statistics reveal your most common risks

Liberty's Claim Statistics for 2017 show our commitment to helping you secure your own and your loved ones’ lifestyle. Sharing these insights helps us educate you and all South Africans on the importance of having the correct insurance cover in place.

The best lifestyle protection for a mother

Liberty would like to wish all mothers in the country a happy Mother's Day. As a mother of young children, your time is particularly valuable as you fulfil the role of caregiver, nurse, educator, chauffeur and general day-to-day organiser. As your children get older, they need your time less, but their education costs continue to increase, especially if they go on to tertiary education.

Five questions to ask your parents when they retire

Make sure your parents have given careful consideration to their retirement decisions, writes Niel Kassleman, Liberty Financial Adviser